Tuesday 24 November 2020

$71.74 cash in 3 months from GooglePay App

I will always find way to make my money work hard and ways to earn some extra cash. The GooglePay app is one of the latest craze. The ways to earn the cash reward is just ridiculously easy. Also, the cash rewards are credited instantly into your paynow account. No minimum withdrawal amount/duration or buttons to click.

I have received $71.74 reward in cash in 3 months, from Sep 20 to now (i.e. Nov 20). There are several ways to earn the rewards:

2) Scratch cards: Pay your friends (min amount of $10, limited to 2 scratch cards per week). Your friends must be on GooglePay too. Then just pay them $10 each and get them to pay you back the same amount.
3) Scratch cards: Tap and Pay (min payment amount of $3, limited to 2 scratch cards per week). Similar to how you do payWave payments over POS. Instead of using your credit card, you use your phone with GooglePay app and NFC on and tap it on the POS to make payment.
4) Scratch cards: Scan QR Code and pay (min payment amount of $3, limited to 2 scratch cards per week). Scan the payment QR code using GooglePay and make payment. It works even on M1 payment bill.

Basically other than Referral reward, you can get up to 6 scratch cards for 2 to 4 on a weekly basis. The terms and conditions changes every now and then, so you can check the offers section in the app frequently to see how many scratch cards you can get.

The scratch card is like lottery, the amount of cash you get depends on luck. It normally ranges from between $0.40 to $0.9. I was lucky twice and got $11.08 and $2.29 respectively. Moreover, my $2.29 cashback was from a $5 purchase, which is a nearly 50% cashback. 

Free money just take. Good things do not last forever. 

If you are interested in other referral links or codes, you can visit this page on My Investment Machine. 

Tuesday 3 November 2020

My Investment Portfolio - SG (End Oct 2020)


Transactions made in Oct 2020:

- Bought 2,000 units of STI ETF at $2.552
- Bought 2,000 units of Mapletree Logistic Trust at $2.05
- Added 63 units of OCBC via scrip dividends
- Added 27 units of DBS via scrip dividends.

I have shared previously on how I was contemplating whether to buy STI ETF. In the end, I bought it along side with Mapletree Logistic Trust. Meanwhile, Comfortdelgro is creeping towards my purchase price. If it does hit the price, I think my order will get fulfilled at long last. 

Dividends received* during the month: $252.12 (Mapletree Commercial Trust, Suntec, Old Chang Kee, Mapletree Logistics Trust)

Total dividends received in 2020: $5,746.70

Average dividends per month: $478.89

Total Portfolio Market Value: $225,502.56        


*Dividends are recognised after ex-dividend (xd) date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 
Portfolio excludes Singapore Savings Bonds and Foreign Stocks