Sunday 2 October 2022

My Investment Portfolio - SG (End Sep 2022) Exceeding 2021 Dividends! Market is CRASHING!

In recent days or weeks, have you heard or read things like 
- this time, it is different
- this is a different crisis 
- recession is coming do not buy now
- do not buy yet as the market will drop way lower. It is going to crash by
- sell current holdings and buy when they drop further
When such negative news come, I normally buy (pl do not follow me and this is not a buy call).

Transactions made:
- Added 200 units of Mapletree Ind Tr at $2.6097 via scrip dividends
- Bought 3000 units of Mapletree Ind Tr at $2.41
- Bought 2000 units of CapLand Ascendas Reit at $2.65

Mapletree Ind Tr is now the biggest holding in my portfolio with my latest round of purchases. It is always interesting how the basket of stocks fortune change overtime. Keppel DC Reit used to be my biggest holding, but due to the drop in price in the past years, it is now a distance 4th. Then Keppel Corp which used to be in the red and in 3rd place is now in the green and overtaken DBS as my 2nd biggest holding. Always fortunate that when one underperforms, the other will take over. Of Course, when it is a bear market, everything will go down. Overall, I am still positive for now. But probably not for long.

Last year (i.e. 2021), I collected a total of $9,973.18 dividends. I am so happy to have exceeded this amount in the month of September 2022. This reinforces my conviction to buy when the market is down and when everyone is fearful. Stay calm and invest on to collect dividends. I have a very bad habit of buying when the fear is high. 

Whether it was Covid, Global Financial Crisis or Asian Financial Crisis, we, humans have shown that we will always prevail, sometimes through shrew manipulation. This has happened every single time. For me, I just always believe that in the long run, I am better off investing my money in fundamentally sounded companies. High inflation rate will be an excuse for companies to emphasis on productivity (cut headcount, make current staff do more work) and pass prices down the supply chain to protect profit margin

This blog itself is a way to tell myself that I have to walk the talk, do what I am convinced of. Hence, I did purchases this month (emphasis, not a buy call..). I will be the first to admit that I do not know how to time the market and do not know when the bottom will be. So I normally just deploy my funds in batches so that even if it goes lower, I will just continue to buy in. But I do know is that the market is likely not at the bottom yet. 

With the current high inflation and interest rate climate, I have fully redeemed all my Singapore Savings Bonds  (SSB) and am deploying them into stocks. I may still apply to one or two batch of SSB. The reason for doing so is because my portfolio is supposed to be more aggressive than my spouse's. So for my spouse's portfolio, I have been deploying more of her warchest into a laddered SSB and the MAS 6 months Treasury Bill (T-bills). You can read more about T-bills here

Dividends received* during the month: $1,839.55 (CapitaLand China Trust, Lendlease Global Commercial REIT, Keppel DC REIT, Mapletree Logistics Trust, CapLand Ascendas Reit, Singapore Technologies Engineering Ltd)

Total dividends received in 2022: $11,658

Average dividends per month^: $971.50

Total Portfolio Market Value: $318,643.63

* Dividends are recognised after payment date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 
Portfolio excludes Singapore Savings Bonds, Foreign Stocks, Crypto and Stashaway
Divided by 12 months regardless of month of the year.