My Investment Portfolio - SG (End Dec 2022)

Transactions made:

- Added  units of Mapletree Industrial Trust at $2.15 via scrip dividends

I did not manage to buy any shares during the month of December. My stock alerts did not get trigger at all. Basically, I am just waiting for opportunities to add stocks. 

In the meantime, I will just collect dividends and wait until an opportunity arises or I my hands are itchy. 

Dividends received* during the month: $1202.40 (Mapletree Pan Asia Commercial Trust, Mapletree Logistic Trust, Singtel, ST Engineering, Frasers Logistics & Commercial Trust)

Total dividends received in 2022: $13,471.72

Average dividends per month^: $1,122.64

Total Portfolio Market Value: $329,177.33

* Dividends are recognised after payment date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 

Portfolio excludes Singapore Savings Bonds, T-bills and Foreign Stocks

^ Divided by 12 months regardless of month of the year. 

2022 Review & Dividends

2022 would be remembered for the Russian invasion of Ukraine, President Xi's third term and China 'forced' covid19 loosening policies due to increasing protest and unrest. Ironically, the screening of World Cup allowed Chinese Citizens to start noticing that other countries had opened up, could travel to other countries and gather, and are mostly maskless.

My portfolio value is currently in the green at $330,176.74 as I have put in a capital of $315,670.80. Not impressive as I had expected it to be more green. But I guess, I should be happy that it is green and not red. 

Click to enlarge. Some stats are from stockcafe

In the year of 2022, I have collected a total of $13,471.72 in cash dividends, a 35.1% increase compared to 2021. Being able to hit the milestone of $1,000 dividends per month is a significant milestone for me. The journey has been long with many learning points. Also, I am happy that the portfolio average yield has increased to around 4.6%. 

The dividends amount would have been higher, but I decided to take a long term view and chose scrip shares for Mapletree Industrial Trust on 3 occasions. 

In terms of total dividends collected since I started this journey, I have collected $59,271.31.

This year I made a total of 18 transactions. 14 were buy/add/scrip transactions and 4 sell transactions. While many do not bother to track the number of transactions made, I make it a point to do so on a yearly basis. I do so because if there are too many transactions in a year, it could mean that I am too trigger happy and have not been buying or selling at an optimal quantity to minimise transaction fees. Also, if there more sell transactions, it would mean that I would need to review why. Have I been buying stocks that are not fundamentally sound or did I panic sell? As an investor, I should have more buy compare to sell transactions. 

Concurrently, I am working on my wife's portfolio but the difference is that hers has SSB and T-bills.

Portfolio excludes Singapore Savings Bonds, Foreign Stocks.

My Investment Portfolio - SG (End Nov 2022) $1k dividends per month - New Milestone!

 

Stockcafe

Transactions made:

- Added 4,000 units of CapLand China Trust at $1.02

As updated in my 15 Nov post, I liquidated all my crypto from other crypto exchanges. Thankfully, I took out whatever I had in my Gemini Earn as that forms 60% of my crypto portfolio. You can read more here. 

I had intended to deploy my money from crypto into stocks. But after CPI was released in November, the stocks rebounded strongly. I will hold on to this amount first and wait as I felt that the stock market has gotten ahead of itself. The inflation rate is still far from the ideal 2% which Federal Bank is looking at. Also, the employment and wage data are still red hot.

In terms of stock, Keppel Corp is now my biggest holding at 12%, taking over Mapletree Industrial and DBS.

I am so happy that I crossed the $1k dividends per month milestone. While, it has taken 12 painful years to build this portfolio, I am confident that I can sleep soundly with this portfolio even if there is a recession. I am aiming for the next milestone of $1.5k dividends per month next.

I averaged down on CapLand China Trust as my favourite reits have gotten too far ahead and this one seems to be still undervalued. I am partly banging on China re-opening play, but of course, I am not sure the likelihood. Hence, I only bought a bit for now. In the meantime, I have applied for Maple tree Industrial Trust scrip option, choosing the share option instead of cash dividends. I am still convinced that REITS will do well in the long run even though we are in a high interest rate environment. 

Dividends received* during the month: $550.96 (Suntec Real Estate Investment Trust, DBS, Astrea7A1 4.125%320527)

Total dividends received in 2022: $12,269.32

Average dividends per month^: $1,022.44

Total Portfolio Market Value: $331,553.86

* Dividends are recognised after payment date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 

Portfolio excludes Singapore Savings Bonds, T-bills and Foreign Stocks

^ Divided by 12 months regardless of month of the year.