2020 Year End Review & Year To Date Dividends

This time last year, Covid19, then known as Coronavirus was just breaking out in Wuhan. No one knew what was coming except for those in the medical professions in Wuhan dealing with the outbreak. The market bottomed in March 20 and recovered shortly after.

The biggest take away from this is to STAY INVESTED, DO NOT TIME THE MARKET. 

When I look back at my 2019 year end review, I was spot on, on Singtel and Keppel Corp. I wrote "I am expecting Singtel to cut its dividends as this is the last FY it is paying a fixed dividends amount.  Keppel Corp is another share to look out as Temask may or may not control 50% of its share come end 2020." If only I had taken profit then. But this is life, you never know what will happen. 

I had put in more capital this year and crossed both $200k and $250k milestone for my portfolio as the overall portfolio turns green. I am aware that should my portfolio becomes red, I would go back to below $250k. 

In 2020, I received $6,803.58 dividends as I went for scrip dividends for bank shares. My average yield decreased too. Year to date, I have invested a total of $241,900.93 into the market, with current value at around $270k.

In terms of total dividends received over the years, I have received $35,825. It is a slow ride up for me. 

This year I made a total of 25 transactions, the highest ever in a year. 18 buy/add/scrip transactions and 7 sell transactions. I made more transactions this year due to the pandemic as I rebalance my portfolio and also added more stocks with my warchest. I am gladfully to have managed to welcome DBS, Mapletree Ind Tr, Mapletree Log Tr and STI ETF into my portfolio. Adding on Keppel DC Reit, Keppel Corp and OCBC. 

I had make my maiden foreign stock purchase this year. Since they account for less than 2% of my portfolio, it is nothing to shout about, hopefully more opportunities arise for me to add on to this portfolio. 

I think that 2021 will be a recovery year for STI. It is very unlikely that STI will go back to below 2,500 levels. It will likely trend side ways as financial results are not going to be great. With more vaccinations getting approved for use and the way investors and traders price in future growth, it is just a matter of time STI continues it ride up breaking the 3,000 levels. 

Even if touch wood another circuit breaker is implemented, it will only have short term impact as everyone seems to have taken a long term view judging from how overseas market is reacting too. They have priced in the fact that vaccination will be widely available and accessible, and can control the pandemic, although  rationally we know that it will take time to mass produce and vaccinate everyone in stages. 

As always, I will continue to stay vested and add more shares when there are opportunities. 

My Investment Portfolio - Foreign (Dec 2020)

 

Above is from my portfolio tracker on StocksCafe. 

I did not make any changes to my portfolio since my purchase of International Business Machine (IBM) in Oct. Back then the stock got battered down and it has rose back as quickly. That is how volatile the stock market can be. 

In the meantime, I am waiting to collect dividends from all 3 stocks in December while looking out at other companies such as VISA, MasterCard and Pay Pal. 

My Investment Portfolio - SG (End Nov 2020) - $250k milestone

Transactions made in Nov2020:

- Bought 2,500 units of Keppel DC Reit at $2.68

- Bought 1,000 units of Mapletree Logistic Trust at $1.99 via rights issue. (I applied for excess rights and the remaining excess rights were 'sold' to my partner and children portfolios.)

The month of November has shown us how important it is to remain vested and how hard it is to time the market. Within the month of November, business sentiments have changed drastically and stocks have mooned (rocketed up). Although I bought around $8.2k of shares this week, my portfolio exceed the $250k milestone. More importantly, my portfolio has turned positive. 

STI went from 2,423 and end at 2,800 levels, touching a high of 2,920 in the month of November. Dow has even hit all time high levels which indicates that it is over bought as COVID is still with us, the whole world will not get vaccinated so fast. Business are still cutting cost and some are continuing their retrenchment exercise or closing down. Market has priced in future growth at a long term view.

I had shared about how I was queuing for Comfortdelgro (CDG) last month. My price was not fulfilled (by only $0.01). CDG has zoomed up too. I am not too sure if the boat will come back. But well, that is life. I will still be watching out for CDG for any pull backs. 

Currently, I do not have any intentions to sell my stocks based on their current prices. But if the banks  (DBS and OCBC) continue to rocket, I will probably sell off half of my holdings. 

Other than those stocks that I own, I am not actively watching out to purchase any new shares. I will be applying for Ascendas Reit preferential offering at $2.96. As usual, I will apply for excess rights. As for DBS, I will be going for the scrip dividends again.

Dividends received* during the month: $1,204.31 (DBS, Singtel, Frasers Logistics & Commercial Trust, Ascendas Reit, Mapletree Industrial Trust, Mapletree North Asia Commercial Trust)

Total dividends received in 2020: $6,951.01

Average dividends per month: $579.25

Total Portfolio Market Value: $260, 324.87

Notes:

*Dividends are recognised after ex-dividend (xd) date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 

Portfolio excludes Singapore Savings Bonds and Foreign Stocks