My Investment Portfolio - SG (End Sep 2023) - Achieved 2022 dividends amount in Sep 2023.

 

Stockcafe

Transactions made:

- Bought 2,500 units of CapitaLand Integrated Commercial Trust at $1.89

With this purchase, this marks my first purchase into CapitaLand Integrated Commercial Trust (CICT). I used to have CapitaMalls Asia which includes local malls in its portfolio 9 years ago. However, it was delisted. CICT's portfolio is more diverse as it includes office, retail and integrated development. It is not really defensive due to its office portfolio which is why I had been so reluctant to add it until I had a bigger portfolio.  

With the dividends in Sep 23, I have collected $15,338 of dividends in 2923, which has exceeded the total amount of dividends collected in 2022 (2022 total dividends was $13,417). This is an important indicator for me as it shows that my passive income (and portfolio) is growing. I hope this trend of year to year increase in dividends continues. Coincidentally, I also exceeded the total amount of dividends collected in preceding year in the Sep 22. I am mindful how it is getting harder to save due to family commitments and moreover we are going for a 'lighter' load in our career which means a pay cut. Furthermore, there is a series of upcoming price hikes...from GST, transport, electricity, water prices to school bus. 

I had been bidding T-bills in the last few tranches but had always not gotten them. This week, I got a pleasant surprise when the T-bill cut-off yield was 4.07%. I am expecting the next tranche of Singapore Savings Bond  (i.e. Nov 23 SSB) to have the 2nd highest 10 years effective interest rate, and I would likely ballot for it. For reference, the highest 10 years effective interest rate is 3.47% (SBDEC22 GX22120S).

Dividends received* during the month: $1,968.50 (Lendlease Global Commercial REIT, CapitaLand China Trust, Mapletree Logistics Trust, Mapletree Pan Asia Commercial Trust, Keppel DC Reit, Mapletree Industrial Trust)

Total dividends received in 2023: $15,338.07

Average dividends per month^: $1,278.17

Total Portfolio Market Value: $352,732.1

* Dividends are recognised after payment date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 

Portfolio excludes Singapore Savings Bonds, T-bills and Foreign Stocks

^ Divided by 12 months regardless of month of the year. 

My Investment Portfolio - SG (End Aug 2023)

 Transactions made:

It has been a very busy month so this will be a short post. Spent majority of my time on non-core work (aka CCA work). I did not manage to monitor the stocks or even subscribe to some PO or scrip dividends. In such scenario, I let them portfolio run by itself since this was how it was built - a portfolio that allows me to sleep soundly at night and with minimum supervision. Fortunately, this non-core work has just been completed. I can now catch up on my core work and shift my focus back to this portfolio. 

I am waiting early for the upcoming Oct2023 Singapore Savings Bond as I am expecting it to give higher returns compared to the last few tranches. 

Dividends received* during the month: $3,275.46 (Singapore Technologies Engineering Ltd, Comfordelgro, IREIT Global, Wilmar, CapitaLand Ascott Trust, Suntec Reit, Oversea-Chinese Banking Corp, DBS, Singapore Telecommunications Ltd, Keppel Corp

Total dividends received in 2023: $13,369.57

Average dividends per month^: $1,114.13

Total Portfolio Market Value: $353,224.19

* Dividends are recognised after payment date. Average dividends per month is calculated by dividing the dividends received by 12 months regardless of the month. 

Portfolio excludes Singapore Savings Bonds, T-bills and Foreign Stocks

^ Divided by 12 months regardless of month of the year.